Hyderabad City Police

Checklist to Purchase Flat or Commercial space
	Call for original property documents. The non-availability of such documents should be taken as a red signal. It could mean that the title of the seller is not clear and there could be a lien, mortgage or other encumbrance on the property.	Any Complaints ? Please Contact   Your Local Police Station   or
	Ask for photocopies of all link documents of title deed related to the property to be purchased. A legal opinion through a good standing advocate is advisable.
	Check up previous encumbrances and loans, if any on the property must be cleared before completion of purchase of the property. The title of the Vendor to the property must be clear and marketable.
	Check for approved layout plan and approved building plan with number of floors. Usually builder comes up with excuse that he is permitted to construct as many floor as he required so far as he use permitted FSI limits.
	Check the building bye-laws in that area to verify any issue with setback, side setback, height, etc.
	Confirm transfer fees, stamp duty and registration charges to be paid on purchase of the property as well as outgoing to be paid for the property i.e. property tax, water and electricity charges, society charges, maintenance charges.
	The original sale agreement should have the municipal approved plan of the flat, carpet area with the area of the balconies shown separately, price of the property including the proportionate price of common area and facilities shown separately and intervals at which installments may be paid.
	Check if proper stamp duty has been paid.
	If the property is in a co-operative society, examine the original share certificate. It mentions the latest owner’s name.
	Obtaining a society’s NOC may not be mandatory under the new Model Bye-laws of the co-operative Housing Society, but it advisable as it offers clarity about the title of the property, pending society dues, property disputes and hypothecation, if any.
	Check up whether the builder has mortgaged the land in any bank to avoid attachment at later date.
	An income tax clearance certificate would ensure that the seller has discharged his income tax liabilities to avoid attachment of the property.
	Getting a home loan sanctioned ensures that the documents are in place as banks or institutions conduct due diligence before disbursing loans.
	Ensure payment and discharge of encumbrances that are to be cleared before purchase.
	Obtain physical delivery of the property and of the title deeds.
	Complete the transaction of sale by executing and registering the deed. An unregistered sale agreement has no validity in court of law.
	Reputation of the builder or seller. Check around with local sources to find out more of the builders reputation.
	Get a good idea of the costs of various components like price, stamp duty, registration charges, transfer fees, monthly outgoings, society charges & costs of utilities. These are not immediately available, but should be factored in to the total cost.
	Facilities. Adequate water, electricity and other utilities should be an important factor.
	If you believe in beliefs such as Vaastu, get consultation done before buying the property.
	If you are buying property on loan, get insurance so that in case of your fatality, your family can clear the outstanding loan.
	Ask for the NOC’s of the concerned departments from builder.
Fire Services Department in case of high rise buildings. Traffic Police Department, Hyderabad City for Multi storied complex having both residential and commercial housing facility. Check up with area APTRANSCO office whether the building was sanctioned electricity supply Any building in the vicinity of Airport contact IAAI for clearance as multistoried complexes are not allowed with in the vicinity. If the building is close to Railway Track, contact concerned Railway authorities about the ownership or otherwise. Contact GHMC / HMW& SB for drainage, water supply, commencement certificate.